Credit Management Software for Confident Business Partner Decisions

Creditreform data directly in Microsoft Dynamics 365 Business Central: well-founded credit assessments, payment experiences, and efficient collections management.

Transparent Credit Check and Collections Processes for Confident Business Decisions

The credit management software COSMO ERP CrefoDynamics integrates credit checks, payment experiences, and collections processes directly into Microsoft Dynamics 365 Business Central. Up-to-date Creditreform data is available centrally in the ERP system, enabling risks to be identified early, credit decisions to be accelerated, and manual steps to be reduced. The bidirectional integration ensures seamless credit management processing without any system breaks. 

An integrated early warning system provides notifications about receivables, changes in creditworthiness, payment experiences, and potential default and insolvency risks. This is complemented by a transparent, real-time overview of the status of ongoing collections proceedings. Evaluating new business partners and creating new debtor records becomes significantly easier. 

With COSMO ERP CrefoDynamics, you automate core processes — from credit assessment and risk classification through to collections. The result: well-founded decisions for your business partners, reduced default risks, and secured liquidity directly within the ERP system. 

How COSMO ERP CrefoDynamics Addresses Your Challenges

Your Challenge
Product Solution
Your Challenge
Manual credit checks are time-consuming and error-prone
Product Solution
Automated credit checks: all Creditreform data is available directly in Microsoft Dynamics 365 Business Central.
Your Challenge
Lack of transparency over open receivables and collections cases
Product Solution
Central overview of open receivables: you maintain a clear overview of all collections cases and their current status at all times.
Your Challenge
Risks due to outdated or incomplete credit data
Product Solution
Up-to-date data foundation: monitoring automatically informs you of credit-relevant changes.
Your Challenge
System breaks between the ERP system and external credit and collections services
Product Solution
Seamless integration: credit checks, payment experiences, and collections processes run fully digitally and without system breaks, directly within the ERP system.
Your Challenge
High manual effort in credit management
Product Solution
Credit management automation: routine tasks are digitized, your teams are relieved of administrative burden, and sources of error are reduced.

Features

1.

Direct integration of Creditreform company and personal credit reports into Microsoft Dynamics 365 Business Central

Up-to-date credit information and reports are available directly in Microsoft Dynamics 365 Business Central and support well-founded credit decisions.

2.

Automated transfer to Creditreform and status tracking of collections cases

Open receivables can be transferred to Creditreform without any system breaks. The current status of ongoing collections proceedings remains transparently traceable at all times.

3.

Monitoring and early warning system for business partners

Credit-relevant changes are automatically monitored and reported early, enabling risks to be identified in a timely manner.

4.

Integration of payment experiences and the German Debtor Register (Debitorenregister Deutschland – DRD)

Payment experiences and data from the German Debtor Register are provided centrally and support a comprehensive risk assessment of your debtors.

5.

Seamless integration into existing ERP processes

All functions are available directly in Microsoft Dynamics 365 Business Central and integrate seamlessly into existing processes — without additional standalone solutions.

Take a look—here's how the system works in practice

Enlarge Image
Credit traffic light and credit limit management in the customer overview of Microsoft Dynamics 365 Business Central.
Customer overview with credit traffic light and credit limit management in Microsoft Dynamics 365 Business Central.

Customer overview with credit traffic light and credit limit management in Microsoft Dynamics 365 Business Central.

How Does an Integrated Credit Management Software Support Your Processes in Business Central?

COSMO ERP CrefoDynamics is fully integrated into Microsoft Dynamics 365 Business Central. Credit checks, payment experiences, and collections processes are managed directly within the ERP system — without system breaks or additional interfaces. All relevant information is available centrally and remains transparently traceable at all times. 

Central management creates seamless, consistent processes and a unified data foundation. This reduces sources of error, accelerates credit decisions, and facilitates collaboration between sales, financial accounting, and debtor management. Risks are identified early, receivables processes are managed efficiently, and liquidity is sustainably secured. You benefit from a modern, future-proof credit management software that grows with your business. 

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Industries Where Our Credit Management Software Excels

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COSMO CONSULT – Your Partner for Efficient Credit Management

With COSMO CONSULT, you rely on an experienced partner for the introduction of digital credit management processes. We support you end-to-end — from analysis through implementation to training and support — with the clear goal of sustainably optimizing credit checks, credit decisions, and receivables processes. 

Our team of experts brings extensive project experience across industries including manufacturing, services, and trade. Together, we develop a credit management solution that integrates seamlessly into your Microsoft environment and efficiently supports existing workflows. Benefit from individual consulting, hands-on training, and reliable support — for a credit management solution that identifies risks early, accelerates processes, and grows with your requirements. 

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Here's How Our Document Management System Is Used

10

customers use the solution as a SaaS variant in the cloud

Ø 1

users per installation

Current awards

6x Microsoft Solutions Partner
Awarded Microsoft’s highest quality seal in all categories.

6x Microsoft Solutions Partner

Awarded Microsoft’s highest quality seal in all categories.

Ranked among the top 1% of Microsoft partners worldwide every year since 2014.

Microsoft Dynamics Inner Circle

Ranked among the top 1% of Microsoft partners worldwide every year since 2014.

Among the top 0.4% of all employers in Germany.

Top employer

Among the top 0.4% of all employers in Germany.

Leading data and analytics partner: 11× Leader, multiple #1 rankings, and a 100% recommendation rate.

BARC Study 2026

Leading data and analytics partner: 11× Leader, multiple #1 rankings, and a 100% recommendation rate.

Current memberships

The VDMA trade association connects software providers and digitalization experts with the mechanical and plant engineering industry.

VDMA

The VDMA trade association connects software providers and digitalization experts with the mechanical and plant engineering industry.

Complementary solutions with Microsoft Dynamics 365 Business Central

Building blocks of your comprehensive end-to-end solution

Frequently Asked Questions

Your Expert for COSMO ERP CrefoDynamics

Kay Hempel is your personal contact for COSMO CONSULT solutions. He supports you from your first inquiry through to a targeted handoff to the right industry and product experts. 

Get in touch with him—he looks forward to speaking with you. 

Talk to an expert

Kay Hempel

Lead Generation

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